If you’ve picked up a business publication or perused a financial website, you’ve probably heard about bitcoin. Bitcoin is the first digital currency to gain traction in financial markets. The concept of a global digital currency that is not tied to the politics of a specific government is appealing. Its value is refreshingly democratic. It…
DetailsIn a move that is causing a buzz in financial circles, Overstock.com just became the first major online retailer to accept bitcoin as a means of payment on their website. A partnership with Coinbase, the San Francisco-based bitcoin currency exchange company, made it possible. Coinbase is taking the lion’s share of the risk in the…
DetailsBitcoin. If you haven’t heard of it, you will. Bitcoin is quite possibly one of the most important concepts of our time. Bitcoin is a decentralized digital currency. That means that it’s not tied to a government or any other political entity. Bitcoins are not minted. They are intangible. Because of this, those who oppose…
DetailsThis is the time when a vast number of people annually resolve to improve their lives in the upcoming year. According to a 12/13/13 article published in the Journal of Clinical Psychology, 45% of Americans make New Year’s resolutions. The good news is that New Year’s resolutions encourage a person to pursue their dream of…
DetailsThat seems like a silly question, doesn’t it? But the answer is often more complicated that you’d expect. We get a lot of mixed messages about money. “Money is the root of all evil.” “Money can’t buy happiness.” “A penny saved is a penny earned.” “Waste not, want not.” “Moderation in all things.” “Money isn’t…
DetailsHow does paying $5,000-$10,000 dollars less in taxes next year sound to you? Did you know that by starting a home-based business you have created a tax saving machine? What is a home-based business? According to the IRS, a home based business is one in which a part of the home is used exclusively and…
DetailsTen or fifteen years ago, we used to call this the 40-40-40 Club. Work 40 hours a week for 40 years and retire on a dismal 40% of your income. Today, people are working longer hours for more years. I remember a conversation that my wife, Christy, and I had with our financial planner several…
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